Fair Lawn, Oradell, Begen County and Paramus real estate and homes for sale in New Jersey - Al Voute and Ivan Danziger, REALTORS® Al Voute and Ivan Danziger REALTORS(r) for Fair Lawn, Oradell, Begen County and Paramus, New Jersey real estate - NUMBER1EXPERTS™ Al Voute and Ivan Danziger NUMBER1EXPERTS(tm) for Fair Lawn, Oradell, Begen County and Paramus, New Jersey real estate

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Al Voute and Ivan Danziger, REALTORŪ, real estate agents and broker for Fair Lawn, Oradell, Begen County and Paramus New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
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Dear Ivan, Thanks For All Your Help
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Joseph Marino/Weichert Realtors
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Mortgage Prequalification: Fair Lawn, Oradell, Begen County and Paramus New Jersey home buying, real estate listings, and homes for sale in Bergen                         County, NJ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!Un-like OUR COMPETITORS,our in-house INDEPENDENT mortgage specialist from Sullivan Financial Service/The Bank of the Somerset Hills will get you the LOWEST RATE because we do not receive any compensation or bonus from the finance company as OUR COMPETITORS DO,causing you to pay a HIGHER RATE! Call David Gutfeld at 201.906.4468 for fast,accurate service!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Fair Lawn, Oradell, Begen County and Paramus Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Closing or Settlement >Net Sheet for Sellers

When you consider what price you should accept when selling your home, there are two important factors that will influence your decision. The first factor is the basic sales price. The second, and more important, is the amount you will actually receive from the proceeds at the closing.

Your real estate agent will prepare a seller's "net sheet" showing what your expenses will be. This will aid you in determining who pays what and when. It can help you to focus on the details of the sale.

A seller's expenses will include brokerage fees, real estate settlement fees, title insurance fees and special assessments. In some cases the buyer may ask you to pay some of the loan fees. Local real estate taxes will be pro-rated for you and the buyer, and you may be asked to place funds in escrow for payment of your final water bill. Subtract your mortgage balance any home improvement loans and other liens against the property that will be paid at the closing to come up with your final figures.

Your real estate agent can go over all of these factors with you when you list your home for sale and again as offers come in.

See All Tips In The "Closing or Settlement" Category >
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Real Estate Trivia
Q 
What private residence is considered the most expensive house ever built?

A 
The William Randolph Hearst Ranch in San Simeon, California cost over $30 million, equivalent today to $276,883,320. Bill Gates recently built a home for over $40 million.
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Al Voute and Ivan Danziger, REALTORŪ, real estate agents and broker for Fair Lawn, Oradell, Begen County and Paramus New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
           Two Offices to Serve You Better
Paramus Office Emerson Office

PARAMUS OFFICE Ivan Danziger /Broker
Realty Express Countywide II

1 East Ridgewood Ave. Suite 201
Paramus NJ
07652
Paramus Office: 201.796.9070 ext.11
Ivans cellular: 201.838.6665
Fax: 201.796.9770
ivan@njrealestate.com

Not content working at large real estate offices where high profit for the company was the only concern, Al Voute and Ivan Danziger decided to open their own offices. The offices consist of a smaller group of experienced realtors, using state of the art equipment and services to make you feel "right at home" whether you are buying or selling! Knowledge, experience, innovation, technology, committment to service, much lower commissions....you can count on countywide!

REALTOREqual HousingMLS


Al Voute
Realty Express Countywide

131 Linwood Avenue (REAR)

Emerson
NJ 07630
Office: 201.225.0220
Al's Cellular: 201.370.4337

Al's Fax: 201.374.4031
albertvoute@msn.com
Realty Express Countywide real estate and homes for sale in Fair Lawn, Oradell, Begen County and Paramus New Jersey

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