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Attention "For sale by owners"HERES THE TRUTH!!!!
The key to selling your home for the maximum price,in the shortest period of time is to give it MAXIMUM EXPOSURE!The multiple listing service (MLS)does this best.
There is probably a buyers agent out there right now just waiting for a home like yours to come on the MLS.About 80% of home sales happen through buyers agent cooperation through the MLS.The MLS is the best way to sell your home,HOWEVER,not all brokers cooperate,so who you list your home with MAKES A DIFFERENCE! The typical "Listing Specialist" will court you day and night,trying relentlessly to have you sign up with them.They will take your listing regardless of price or terms,assuming that if you really want to sell you will later reduce the price in desperation.Or even worse,some agents will LIE or BAD MOUTH other agents as a last ditch attempt to get your business.This is not only un-professional but VIOLATES our Realtor code of ethics! Once you sign the listing agreement,the hard work is done.Now comes the easy part... your home is entered in the MLS for a $40.00 fee.Some agents even spend an additional $3.00 for a microscopic ad on Realtor.com!Then they sit back,hoping their job is done and WAIT for your house to sell.This approach is called "List them and leave them".
These "listing specialists' have NO TIME to spend taking buyers or to show your home,because they only concentrate on getting the next listing,and the next listing and so on.These "Listing Specialists" hope that one of the other MLS agents who take the time to work with buyers will show and sell your home!
Some "Listing Specialists" have an even better plan!They list your home and then DO NOT cooperate with other agents hoping to show or sell your home (which you usually never find out about),then they try to sell your home themselves,for any price,this way keeping the ENTIRE COMMISSION for themselves. If your home does not sell quickly,these "Listing Specialists" may place an ad or two in the paper BUT only if you reduce the price!Priced low enough and given exposure,anything sells! For all this great service you usually pay 5% or more with one of the big companies.Admittedly someone at a "big company" will always be there to answer the phone when a buyer calls BUT being one of 50 or so agents,have they even seen your house? Can they speak intelligently about your house? Have they just begun their real estate career? Are they a part-timer? Or are they just being exploited by their company as "free" secretarial service? See what we mean? As the BROKER/OWNERS of a smaller independent real estate company,we keep our overhead low,our customer service high and our technology on the leading edge and can do EVERYTHING NEEDED to sell your home FOR TOP DOLLAR,and AT A MUCH LOWER COMMISSION! "Plan A"-We will list your home in both the NJ and Garden State MLS for as low as 3% total commission,and you can still sell "by owner" at anytime for a very reasonable fee!
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"Plan B"- Pay us only $999.00 up front and we will list your home in both the NJ and GS MLS,and you choose the fee that is offered to the buyers agent!We will still assist you with offers,negotiations,contracts,etc right up until the closing! We will advertise your home on a regular basis on our website,or newspapers,real estate publications etc.for maximum exposure.We will cater a broker "open house' to introduce your home to the market.We will have our in-house mortgage broker prepare financial sheets for all prospective agents and buyers.We WILL NOT "list you and leave you".
Please call us today for a complimentary home analysis!We will save you thousands!.
Sincerely,
Al Voute Ivan Danziger
Broker/owner Broker/owner
Closing or Settlement >Walk Through Woes
Buyers can be a little cranky on closing day if things go wrong during the walk-through inspection. For example, the sellers' dependable old dishwasher might stop midway through its cycle and the bathroom sink might clog unexpectedly. These situations can create anxiety for the buyers and sellers, but such problems are quite common and usually simple to resolve.
Most purchase agreements require that the major mechanical systems and the appliances being conveyed are in working order at the time of the closing. Defects are often discovered during the structural inspection, allowing the sellers plenty of time to have the repairs made. Occasionally there are last-minute breakdowns or defects that are not spotted until the walk-through inspection. In that case, an agreement can be made with the sellers at the closing to escrow funds for the repair or replacement of the items in question.
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| Q |
What is a Balloon Mortgage?
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| A |
A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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